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cnapter 92: ‘l’ne Hidden Big snot In tne country (Part 1)

When Matthew Chan received the call in the morning, he had found it somewhat unbelievable. However, his subordinates kept insisting that it wasn’t a joke. Hence, he let his manager bring the person to his office. Upon seeing the young woman, Matthew Chan was taken aback. Just by her dress, he could tell that she probably wasn’t bluffing.

Given Matthew Chan’s daily interactions with the wealthy, he certainly wasn’t mistaken about the price tag on this beauty’s clothes. Especially the Breguet women’s watch on her hand worth more than two million yuan, conveying her vast wealth.

“Ms. Wells, nice to meet you.” Matthew Chan reached out his hand to shake the beauty’s hand and smiled.

“Nice to meet you, Bank President Chan, I am Fishy Wells.” Fishy Wells smiled slightly and began speaking. She had to admit, after spending so much time with Finn Lewis and witnessing so much, her heart had grown much stronger. Even when meeting someone like Matthew Chan, who she could never have met before, she remained calm.

“Ms. Wells, my subordinate just called and told me that you wanted to talk about a loan?” Matthew Chan tentatively asked.

“Yes, of course. Actually, I am not applying for the loan, I am here on behalf of our Young Master to discuss the loan with you,” Fishy Wells replied with a smile on her face. Matthew Chan was taken aback when he heard the term “young master”. Honestly, he was shocked. This was not an era of nobility, he never thought he would hear someone still being addressed as “young master”.

Of course, in some affluent families, terms like “Young Master Lewis”, “Mr. Wood”, “Young Master Davis” are not uncommon. However, outright calling someone “young master” was rare.

“The loan can certainly be arranged, could you tell me whether you are considering taking a corporate or a personal loan?” said Matthew Chan, who was well-acquainted with these scenarios. Although he was taken aback, he managed not to show any signs of surprise.

“We are considering a collateralized loan with Industrial Bank,” said Fishy Wells confidently. Finn Lewis had previously informed her about this matter, and so she was not nervous.

A collateralized loan? Matthew Chan’s smile grew even wider. Banks were never concerned about these types of loans because the collateral always exceeded the value of the loan. Hence these types of loans were most welcomed by banks.

“At least 300 million Federal coins. We plan to loan in Federal coins.” Fishy Wells said nonchalantly.

300 million Federal coins? Matthew Chan was shocked. Though Matthew Chan was head of a branch bank, this was a hefty sum for a loan. Yet, the Industrial Bank has provided several loans into the hundreds of billions, but those were primarily for very large corporations or state-owned entities. For a private secured loan to exceed 300 million Federal coins, was quite uncommon. Nevertheless, this isn’t the era of twenty years ago, the Flame Nation is not short of foreign exchange funds in Federal coins. Therefore, 300 million Federal coins meant nothing for Industrial Bank. Even as a branch bank governor, he could easily approve figures ten times this amount.

“May I ask what the collateral will be?” Matthew Chan asked curiously.

“Bank President Chan, that is beyond my area of knowledge, I am actually here to schedule a meal with you on behalf of our young master. He would like to discuss this matter with you himself, would that be acceptable to you?” Fishy Wells proposed.

“Of course, when is your master available?” Matthew Chan agreed immediately. No kidding, the loan amount is 300 million Federal coins, amounting to more than 1.8 billion Flame Nation coins. How could he pass on such a big deal? Every municipal branch has its own targets. Moreover, being able to lend them an item valued at 300 million Federal coins not only implies that this is a significant deal but also that Young Master may belong to a major family too! If he builds a good relationship and handles all their company’s operations, he might get an opportunity to be promoted to the head of Industrial Bank. “Today at noon. Can we go together shortly after this? Would that be acceptable to von?” Fishy Wells asked with a smile-

“Of course.” Matthew Chan was surprised but he did not refuse. Although it seemed sudden, he could not decline such a large transaction. So a short trip was not an issue.

By the time Fishy Wells made the call, Finn Lewis was already prepared. Despite not having contacted anyone about the loan yet, Finn Lewis knew that no bank would decline such a loan. Pulling the share certificate from his room’s safe, Finn Lewis walked out the door. Julia Parker drove, while Finn Lewis sat back and rested his eyes. Despite spending quite a while with Finn Lewis now,

Julia Parker was astounded to learn that their Young Master was applying for a loan. Initially, Julia thought that Finn was just a rich second-generation kid. Although she hadn’t heard of any wealthy individuals with the surname Lewis in the Flame Nation, the affluent here are known for their discretion. Therefore, the presence of wealthy individuals who seem rich but are not ostentatious was nothing unusual to Julia. But it now seemed that her master was more than just a prodigal.

The venue for the meal, while not the most upscale, was far from mediocre. Even Matthew Chan hadn’t dined in such a place more than a few times. Don’t believe everything you read in novels about high-ranking bank officials dining at ultra-luxury restaurants. If they were that extravagant, they would already have been investigated. Matthew Chan had visited upscale places, but most were just above average. By comparison, the place where Finn Lewis hosted the meal was quite upscale — a meal here would cost at least six figures. Even Matthew Chan hadn’t dined in such places more than a few times.

Of course, even though he hadn’t been there often, that didn’t mean he was intimidated. Upon entering the private room, Matthew Chan saw a young man, no more than twenty-three or twenty-four years old, already seated. Beside him was a woman whose beauty competed with that of Fishy Wells. However, Matthew Chan paid them no attention. Beautiful women were always in abundance around the wealthy, and those Matthew Chan dealt with were inevitably rich.

“I presume this is Mr. Lewis,” Matthew Chan said, reaching out with a smile to shake hands.

“Bank President Chan, I’ve heard so much about you,” Finn Lewis said, somewhat sarcastically.

“Ha ha, Mr. Lewis must be joking. I’m sure before today, you hadn’t heard of me,” Matthew Chan said with a laugh. “I see Mr. Lewis is straightforward and doesn’t enjoy making small talk. Just say what you need to say.”

This guy is clever, Finn thought, unable to help but grin. Damn, these sly old foxes are never easy to handle. Moreover, this one’s sharp eyes immediately picked up on the fact that Finn disliked making small talk..